About us
DIGICRO is a fintech startup that offers instant credit for micro loans and BNPL raining from $50 to $1,000 to the unbanked people through our app “Spean Loan” in Cambodia. We apply machine learning to leverage big data gained from customers’ smartphones that enables them to borrow money and purchase items anytime, anywhere.
We are serving the underserved in Cambodia.
How it works
Download and Register
Install the app, and enter basic information about you on our app. Loan application takes only 2 minutes
Get approved
We review your application and inform you how much you can borrow within 1 second
Take cash or purchase items
You can get the loan at the nearest mobile money agent or through your bank account 24/7, or buy items at your favourite shop

Why digicro?

Quick
Provide data and apply for a loan for your working capital or emergency. We will give you a credit score based on your alternative data gained from your smartphone.
Convenient
Receive a loan instantly without paperwork, collateral or office visits
Safe
Your data is protected by the first class technology